I, the Villain, Seize the Protagonists’ Fortune and Become Invincible - Chapter 1:

Chapter 1: Destiny’s Great Villain.

Crash!

In the luxurious living room, an antique blue-and-white porcelain vase shattered against the floor, scattering fragments everywhere.

A young girl with her hair tied into a bun and adorable Mickey Mouse sandals on her feet froze in terror. Her small face instantly went pale as she stared helplessly at the shattered porcelain.

“S-Sorry, Brother Su Han. I was careless just now…”

The girl looked utterly terrified. She knew this vase definitely wasn’t cheap. At that moment, the only thing she could do was pray that the cool-looking young man before her would forgive her.

After all, she had heard that he was getting engaged to her older sister tonight… If she thought about it that way, he could already be considered her future brother-in-law.

[Ding! The system has been activated. Host, please select a system template:]

[Choice 1: Forgive Chen Siya, activate the Little Warm Man System, become a considerate warm man, help others achieve happiness, and sacrifice yourself…]

[Choice 2: Immediately fall out with Chen Siya and receive 1 million in compensation! Activate the Tycoon System and earn 100 million in wealth within 10 years.]

[Choice 3: “Have your future sister-in-law write an IOU. Debt never disappears. It can only be repaid in another form!” Activate the Destiny’s Great Villain System!]

At that moment, Su Han looked at the adorable Chen Siya standing opposite him in complete panic, yet his own mind was still reeling in shock.

‘I actually came back?’

Su Han clearly remembered what had happened. Just yesterday, his creditors had driven him into a corner until he didn’t even have enough money left to buy food. With no way out, he had jumped from a cliff and chosen to end his life.

Yet when he opened his eyes again, he discovered that he had returned to the past, precisely to the moment when his future sister-in-law, Chen Siya, shattered the antique blue-and-white porcelain vase in his home.

The girl before him was the younger sister of his fiancée, Chen Siyao.

According to his memories, he was supposed to get engaged to Chen Siyao tonight.

However, Su Han knew exactly what would happen afterward. Not long after their engagement, his family would go bankrupt.

On the second day after the news broke, Chen Siyao abandoned him without the slightest hesitation. She then chose to be with Sun Kang, Su Han’s good friend and former classmate, a man who had risen from humble beginnings.

It was only much later that Su Han discovered that the 8.88 million engagement gift he had given the Chen Family had become Sun Kang’s first major source of capital!

As for Su Han, who had always treated both of them sincerely, not only had they trampled him beneath their feet and used him as a stepping stone, but in the end, they had even mocked and humiliated him.

As the saying went, kindness invited bullying.

In his previous life, Su Han had never used his family’s power to oppress others, nor had he ever put on the arrogant airs of a wealthy heir. Yet despite everything, his life had still ended miserably.

Su Han shook his head and gave a bitter laugh. Now that he had been reborn, he silently swore that kindness would have nothing to do with him anymore.

Anyone who had schemed against him would pay him back a hundredfold, even a thousandfold!

His gaze immediately shifted toward the blue system panel floating before him.

Choice 1 asked him to become a considerate warm man. Su Han scoffed at the thought.

In his previous life, he had been exactly that kind of hopelessly considerate man. When Chen Siya shattered the vase worth 1 million, he had forgiven her without hesitation. He had even been afraid that her family would punish her after she returned home, so he had deliberately hidden the incident from them.

Yet after the Su Family went bankrupt and Su Han visited the Chen Family, this same little girl had told him not to ruin her sister’s future and ordered him to leave their house immediately.

She hadn’t even offered him a single glass of water…

The fickleness of human relationships could hardly be more obvious.

As for Choice 2, Su Han looked down on it even more.

It would take 10 years just to earn 100 million?

As far as he remembered, his family was already worth hundreds of millions at this very moment. Furthermore, now that he had been reborn and knew plenty of future business secrets, he had no need to rely on a system when it came to making money.

Finally, Su Han’s gaze settled firmly on the word “Villain” in Choice 3.

If this had been his previous life, he might have felt somewhat guilty. However, after dying and being reborn, Su Han had finally seen things clearly.

‘Righteous or villainous, what does any of that matter? Strength is what truly matters…’

Thus, after calmly weighing his options, he decisively chose the third one.

‘Choice 3!’

The instant he made his decision, the system notification sounded in his ears once again.

[Host’s command received. Destiny’s Great Villain System is currently binding…]

[Binding successful!]

[This system is a Divine-Level Support System equipped with a Protagonist Alert Function! The host can suppress protagonists and plunder their Luck Points! Friendly reminder: The host’s current Luck Points are -10. The host will encounter a catastrophic disaster within 1 month! Increasing Luck Points can help the host escape this tragic fate…]

‘1 month!’

Su Han immediately looked at the calendar.

It was August 3, 2006.

Exactly 1 month later, his family business, Dongxin Home Appliances, would be exposed as suffering from a financial crisis. From that moment onward, major suppliers would begin frantically demanding payment. Dongxin Home Appliances’ capital chain would eventually collapse, causing the once-powerful Su Family to rapidly descend into bankruptcy.

‘Damn! So there really is something wrong with my Luck Points. They’re actually negative…’

Su Han couldn’t help sighing. On the surface, he appeared to be a wealthy young master living a pampered and privileged life. In reality, danger was already closing in from every direction.

Just as Su Han shook his head and sighed, the system notification suddenly sounded in his ears again.

[Ding! Beginner Mission issued!]

[Beginner Mission: Have your future sister-in-law write an IOU. Debt never disappears. It can only be repaid in another form!]

[Completion Rewards:]

[C-Rank or below completion: No reward.]

[B-Rank completion: Qualified Villain. Reward: 3 Luck Points.]

[A-Rank completion: Excellent Villain. Reward: 10 Luck Points.]

[S-Rank completion: Natural-Born Villain. Reward: “Chen Siyao’s Unspeakable Secret”…]

At that moment, Su Han looked toward the pitiful Chen Siya standing opposite him, and the corner of his mouth slowly curved upward.

Even without the system telling him what to do, there was no way he would let this little girl off so easily.

Su Han chuckled and casually said, “Tsk, tsk. Siya, how could you be so careless? This blue-and-white porcelain vase came from an official kiln of the Former Ming and was specifically made for high-ranking officials and nobles. Forget it, you probably wouldn’t understand even if I explained all that. Since you’re Siyao’s younger sister, I’ll just charge you the purchase price from 10 years ago…”

The instant she heard this, fear spread across Chen Siya’s delicate face.

The Chen Family was certainly well-off, but that was only when compared with ordinary families. Compared with the Su Family, their wealth was hardly worth mentioning.

Still, Chen Siya couldn’t understand what was happening.

She had clearly heard from her sister that this foolish rich young master was an extremely gentlemanly and considerate man.

So why…

Why was he actually asking her to compensate him?!

“Huh? T-Then… how much is it?” Chen Siya asked with a sob in her voice. She sounded like a soft, helpless little lamb, her voice so faint that it was almost impossible to hear.

However, Su Han knew perfectly well that this little girl was an expert at pretending to be pitiful. Beneath that innocent appearance, she was far more calculating than she seemed.

“Actually, it isn’t that much. Just a mere 1 million. Here, this is the appraisal certificate. I bought it at Castrol Auction House, so its authenticity is guaranteed. You’re lucky you ran into me. I’m only charging you 1 million. If this belonged to someone else, considering its current market value, they would definitely charge you twice that amount!” Su Han declared confidently, wearing an expression that practically screamed that he was already doing her a tremendous favor.

“Ah! I…”

Chen Siya’s face instantly lost all color.

A staggering sum of 1 million!

Her complexion turned deathly pale before she could even squeeze out a tear. Then, as though the shock had simply been too much for her fragile heart to bear, she suddenly “fainted.”

Even as she fell, however, the corner of her eye secretly glanced toward Su Han.

She was clearly hoping that acting pitiful and adorable would allow her to muddle her way through this disaster.

But almost immediately, she regretted it…

The moment Su Han saw her collapse, he quickly stepped forward and caught the little girl in his arms. With a mischievous chuckle, he firmly pinched the philtrum beneath her nose.

“Ah! That hurts!”

“Hehe, Sister Siya woke up so quickly. Looks like pinching the philtrum really does work!” Su Han chuckled. Then, with an easy smile, he continued, “As for this matter, we can discuss it properly. Come with me to the small room inside. We can first work out an installment repayment plan, and afterward, we can discuss exactly how you’re going to repay the rest…”

Su Han smiled faintly, his handsome face seemingly glowing with wisdom and confidence.

Yet in Chen Siya’s eyes, that smile looked no different from the smile of a demon.