Reborn with a System I Grow Stronger by Collecting Martial Debts - Chapter 1:

Chapter 1: The Campus Belle Wants to Take Advantage of Me for Free? Then I’ll Drain You Dry!

“Liu Zihan, you’ve delayed returning the Bone Forging Grass you owe me for a month already. It’s time to give it back,” Chen Mo said.

Standing opposite him was a young and beautiful girl.

Liu Zihan, the campus belle of Qingyun No.1 Martial Academy, was also Chen Mo’s neighbor.

A month ago, Liu Zihan had attempted to break through to the 4th stage Bone Forging Realm. To succeed, she needed the spiritual herb known as Bone Forging Grass.

Bone Forging Grass could greatly increase the success rate of bone tempering. It was expensive and extremely rare on the market.

And Chen Mo happened to possess one.

When Chen Mo was born, a strange spiritual herb had grown in the old courtyard of his suburban home. As a child, he did not know what it was and had carefully tended it for many years.

Only after growing up did he realize it was a Bone Forging Grass.

Since Liu Zihan lived right next door, she knew about it as well.

A month ago, when Liu Zihan was attempting her breakthrough, she came to borrow the Bone Forging Grass from Chen Mo.

She promised that once she successfully broke through to the Bone Forging level, she would have the strength to venture into the wild and gather more Bone Forging Grass. At that time, she would return two stalks to him.

Because they had been neighbors for many years, and because Liu Zihan used to follow him around as a child calling him “Brother Chen Mo,” he lent her the herb.

He believed that Liu Zihan, whom he thought had a kind nature, would keep her promise.

But what Chen Mo did not expect was that after breaking through, Liu Zihan dragged things out for a full month without returning it.

Every time he went to find her, she always had a different excuse.

“I’m sorry, Chen Mo. I’ve been busy cultivating lately and haven’t had time to go into the wild to gather Bone Forging Grass. Can you wait a few more days? Don’t worry. I promised to return two stalks, and I’ll definitely keep my word,” Liu Zihan said pitifully.

Chen Mo smiled. He had long known she would answer like this.

Because before his rebirth, this was exactly how Liu Zihan had fooled him.

“Haha, wait a few more days?” Chen Mo shook his head.

“Three days from now is the selection test for the Provincial Sprint Camp. With your strength, you will definitely pass and enter the camp. But because I lack the Bone Forging Grass, I will fail my attempt to break through to the 4th stage Bone Forging Realm and be eliminated. Once you enter the Provincial Sprint Camp, where am I supposed to find you to get my herb back?” Chen Mo said calmly.

This was not speculation. 

In his previous life, events had unfolded exactly this way.

And the chain reaction that followed had completely changed the course of his life.

After failing to enter the Provincial Sprint Camp, Chen Mo missed out on its precious cultivation resources and lost the opportunity to rapidly improve his strength.

Two months later, during the [Holy Sect Trial], he also missed the chance to join one of the five top Holy Sects.

One step behind meant every step behind.

Meanwhile, Liu Zihan smoothly entered one of the five top Holy Sects and became a martial arts prodigy admired by countless people.

What hurt even more was that a few years later, Liu Zihan revealed a secret to him.

The Bone Forging Grass in his backyard had not been ordinary. It was a mutated Bone Forging Grass with a “Hidden Thunder attribute.”

One of a kind.

Relying on that herb, Liu Zihan not only broke through to the 4th stage Bone Forging Realm of the Martial Artist realm but also awakened an S-grade martial talent—[Thunder Jade Bone].

…

Chen Mo looked at the neighbor girl he had known for years and could not help but sigh. Liu Zihan had hidden herself well all along.

“Liu Zihan, how did I never realize that you were such a calculating green tea schemer?” Chen Mo said lightly.

Liu Zihan’s expression changed instantly.

“Chen Mo, I just owe you one Bone Forging Grass. I never said I wouldn’t return it. Why are you insulting me? I’ve always treated you like a big brother. I never expected you to be this kind of person,” Liu Zihan retorted coldly.

“Still pretending?” Chen Mo let out a scoff.

In his previous life, he had suffered a massive loss because of her.

Now that he had been reborn, he had at least nine different ways to make Liu Zihan repay him double.

Nine ways.

Just as Chen Mo was considering how to teach Liu Zihan a lesson she would never forget, a voice suddenly rang in his ears.

[Ding! The Debt Must Be Repaid System has activated.]

“System?!” Chen Mo’s eyes lit up.

So there was a rebirth bonus after all.

[Debt detected: Liu Zihan owes the host one Bone Forging Grass. Overdue by one month.]

[Malicious default behavior detected. The system will forcibly collect interest from Liu Zihan.]

[The debtor’s total assets are insufficient to repay the interest.]

[Martial cultivation, martial talent, and other attributes may be used as repayment.]

[Host, do you wish to forcibly collect repayment from Liu Zihan?]

Chen Mo’s eyes widened as he read the series of system prompts.

Forcibly collecting interest. Impressive.

And if the debtor lacked the ability to repay, the system could directly seize her martial cultivation and martial talent as compensation.

Interesting. Extremely interesting.

Seeing Chen Mo suddenly freeze with a strange smile on his face, Liu Zihan frowned slightly.

From the very beginning, she had never intended to repay him.

If she had borrowed it through her own ability, why should she return it?

Even if she currently had Bone Forging Grass in hand, she would only trade it for other cultivation resources to further increase her strength.

The [Holy Sect Trial] was like thousands of soldiers trying to cross a single narrow bridge. A slight advantage in martial cultivation could raise one’s ranking nationwide by many places.

Liu Zihan was a refined egoist. The [Holy Sect Trial] was her only chance to change her fate, and she had to seize it firmly.

She would climb step by step, step by step, until she reached the very top. She wanted to completely break free from more than ten years of poverty.

For that goal, even sacrificing Chen Mo, her so-called neighbor big brother of many years, would not cause her the slightest hesitation or guilt.

“Liu Zihan, it seems you’re determined to take advantage of me for free. Debts that aren’t repaid always come with consequences,” Chen Mo said with a playful tone.

The harmless look on Liu Zihan’s face gradually turned cold.

At this point, she no longer bothered to pretend.

“In three days, I will successfully pass the selection test and enter the Provincial Sprint Camp. Without the Bone Forging Grass, you are destined to be eliminated. The gap between us will only grow wider and wider. Consequences? Wait until your next life,” Liu Zihan said icily.

Chen Mo clapped his hands lightly.

“You look much better like this than when you pretend to be pure and innocent. I just wonder whether, three days from now, you’ll still be able to feel so proud,” Chen Mo said calmly.

Originally, Chen Mo had planned to use the [Debt Must Be Repaid] system immediately to forcibly collect from Liu Zihan and seize her martial cultivation and martial talent.

But that would not be satisfying enough.

Three days later, during the selection test, at the very moment when Liu Zihan felt most triumphant, he would drain her martial cultivation and martial talent completely and send her plunging into a bottomless abyss.